You'll build equity

Your equity is the amount of the value of the property that you own. It grows when the market value of your home increases (or when you make extra payments on your mortgage). If you already own a home, learn how to calculate your equity here.

You'll have living security

While renting, your family's stability is based on the decisions of a landlord, who may suddenly decide they no longer want to rent their property out. Moving house is expensive, inconvenient and it can be pretty emotional, especially if you have to shift unexpectedly. When you own your own home, you can sleep sound in the knowledge that you call the shots. That's priceless.

You can create your dream home

Landlords aren’t usually happy for tenants to renovate their property, even if you think you'd be improving it. When you own your own home, you have complete creative freedom – you can decide to completely renovate the bathroom in a jungle theme or paint the walls in super bright colours without worrying. Home improvements generally increase the value of a property, so if it is your place, when you sell every dollar that your home has gained in value (thanks to your hard work) will be money in your own pocket! If you want some fun working out where you'd start, take our quiz to discover your home decorating style.

You have more control over costs

When you’re renting, your landlord can decide to increase your rent, leaving you with little choice but to accept it or get hit with moving costs. While home ownership comes with different expenses, like mortgage repayments and rates, these aren’t likely to rise by large amounts unexpectedly. In some instances you may even be able to control them, by choosing a fixed-rate home loan, for example.

Your mortgage repayments are a way of saving money

While it might not always feel like it, your mortgage repayments are a way of saving money. Most repayments include principal as well as interest, which means you’re putting some money towards owning more of your home. While renting seems to be cheaper, you won’t get any of that value back in the future.

By buying the house from us we can we can give the above benifits.